Modern assessment of credit needs
Our solution allows the advisor to perform a thorough assessment of the customer’s needs and applicability in regards to credit. Detailed visualisations ensures that the customer’s needs easily can be assessed in the context of their financial situation. The bank’s own data relating to the customer is fetched by Rådgiver PM and supplemented by additional information received from the customer. The requested loan amount is registered and the platform starts its analysis. The analysis also considers and calculates costs associated with the loan, taxes and interest risk when calculating the customer’s ability to support the loan.
The advisor can also show the customer a desired situation with new financing and simulate different outcome scenarios related to death, disability and/or retirement. When closing the credit case, the granted loan – or only key numbers and reports – can be directly transferred to the bank’s core systems.